We recommend you save 20% for a down payment and only take out a 15-year mortgage when you buy your first home.
Your kids are begging you for the latest video game.
Instead of seeing the full pot as "our money," you might think you have leverage over the other—all thanks to a few extra digits on your paycheck.
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If you have an income that doesn’t support expensive tastes, there’s going to be a problem. If one of you is attached to name-brand items, consider shopping at an outlet mall to snag those brands at affordable prices.
Because the bottom line is: Your lifestyle needs to line up with what your actual income is—not what you wish it was.
Don’t let your unrealistic expectations pave the way for marital problems and discord.
There is no rule stating married couples have to buy a home during their first year of marriage, or start a family, or go on a trip to Paris.
Rarely will you both be making the exact same amount of money.
But whether the amount comes to or ,000 more a year, the same problem can arise.No matter how much you love your spouse, trying to merge your lives—and your money—can be a beautiful (but bumpy) ride.Whether we realize it or not, money issues can wreak havoc in multiple areas of our marriages—even topics that seemingly have nothing to do with money on the surface!One of you might be the saver and the other is more inclined to spend.While that can cause some marital problems, it isn’t the real issue.It’s no secret that cultivating a solid marriage takes time and work.